Apply for Gold Loan we have lowest rate of Interest in Gold Loan Normal and Above 2 lakhs
Gold Loan is offered @Rs.8800/-(per gram), The per gram gold rate will be reviewed by the Bank for every 15 days.The rate of interest 10.55% with maximum amount of Rs.30.00 lakhs to individual in a year.
It is only a Non-Agriculture Loan where in the customers can avail of Gold Loans against pledging of Gold ornaments at all the branches.The maximum amount is Rs.30,00,000/- per individual.
| S no | Amount | GL Code | ROI | Existing PER GRAM RATE |
| 1 | Upto ₹2.5 lakh | 5040 | 10.55% | Rs. 8,800/- |
| 2 | ₹2.5 - 5 lakh | 5046 | 10.55% | Rs. 8,800/- |
| 3 | Above ₹5 lakh | 5048 | 10.55% | Rs. 8,800/- |
| S no | Amount | GL Code | ROI | Existing PER GRAM RATE |
| 1 | Upto ₹2.5 lakh | 5040 | 10.55% | Rs. 8,800/- |
| 2 | ₹2.5 - 5 lakh | 5046 | 10.55% | Rs. 8,800/- |
| 3 | Above ₹5 lakh | 5048 | 10.55% | Rs. 8,800/- |
A gold loan is a secured loan where you pledge your gold jewellery (or other acceptable gold items) as collateral with the bank. The bank assesses the value of the gold, gives you a loan amount based on a percentage of that value, and you repay the loan (with interest) by the due date or as per agreed terms. Once you repay, the pledged gold is returned to you.
Typically, to be eligible you must:
Be an Indian resident within the jurisdiction served by Khammam DCCB.
Own and possess the gold jewellery to be pledged (free of any existing encumbrance).
Be able to furnish identity and address proof, and fulfil other documentation norms of the bank.
The bank generally accepts gold jewellery (e.g., chains, rings, bangles) of specified purity (often 22 carat or as per policy). The jewellery must be eligible for pledge: ownership should be clear, no encumbrances, and it must be in good, traceable condition.
The District Cooperative Central Bank Ltd, Khammam Mahatma Gandhi Road, Gandhi Chowk, PB No:61, Khammam-507003.
info@khammamdccb.com